Deposits

Fiserv VISION delivers a complete deposit solution for your retail and commercial customers. 

Retail Solutions
Customize your checking and savings accounts by combining service charges, statements and interest options. Simplify your product mix and satisfy the needs of your markets through our flexible rate, service charge and relationship packages. A complete menu of retirement plans, checking and savings accounts are available through Cleartouch to ensure you have the product mix you need to compete for the most profitable retail deposit relationships.

Commercial Solutions
For your business customers, Fiserv VISION offers comprehensive commercial solutions. Commercial account analysis determines the profitability of commercial accounts and enables you to customize fee structures by market segment. Flexible sweep packages offer the ability to quickly establish funding links to deposit accounts, zero balance accounts and investment accounts. 

Overdraft Management
Increase fee income through one of Fiserv VISION’s Overdraft Management Programs. We’ve partnered with several of the leading providers of these services to deliver state-of-the-art overdraft management capabilities, including customer communications, tracking, reporting and other functions necessary to make such a program successful in today’s highly competitive retail market.

Retirement Accounts
Retirement plans supported by Fiserv VISION include, Keoghs, SEPs, and Traditional, Roth, Educational IRAs, HSA's and others. Several distribution options are offered including manual distributions, automatic distributions, and undistributed interest. Year-end processing is simplified with integrated IRS reporting.